Pay by 
.
Foreign cards — 
XCrypto is a self-custody wallet with instant QR payments and foreign cards for online shopping.
Everything for crypto in one place.
QR payments
Pay for goods and services via QR code — instant, everywhere
AML address check
Analyze addresses and transactions for risks and clean fund provenance before sending
Exchange & convert
Swap BTC, ETH, USDT at the best rates directly in the wallet
How to pay by QR with XCrypto.
Three simple steps — from opening the app to a completed payment.
Open the scanner
Launch XCrypto and tap the QR scanner icon on the home screen
Point at the QR
Scan the code on a POS terminal, checkout screen or merchant device
Confirm the payment
Check the amount, verify with biometrics, and the payment goes through instantly.
Simple fees
Deposit
0%
any network · any amount
USDT withdrawal
$3
TRC-20 · flat fee
Crypto swap
≈ 0.5%
crypto ↔ crypto · network fee included
Foreign cards
Coming soon
for online payments
Already on Telegram. Soon in your pocket.
Open XCrypto right inside Telegram or in the browser — no install needed. Native iOS and Android apps are on the way.
